
What is a stablecoin-backed card?
Card programs built for internet-native money
Used by leading crypto wallet and payment platforms
Trusted by crypto-native platforms operating across multiple markets, stablecoin settlement enables card programs to maintain consistent liquidity without being constrained by local banking hours.
Designed for high-volume cross-border card programs
With funds able to move 24/7 across borders, stablecoin settlement helps high-volume programs avoid banking cut-off delays while improving treasury coordination at scale.
Built for global user bases, not single-market cards
Prefunding in supported stablecoins enables programs to maintain liquidity across regions, while a unified treasury layer allows capital to be deployed flexibly as programs expand internationally.

Settlement via native-stablecoin rails

Built on regulated stablecoin infrastructure in Singapore
Licensed and regulated
AML and anti-fraud controls
Settlement governance
Card network compliance
Card issuing across Asia

How we help you scale across regions
Regional compliance coverage
Navigate fragmented regulatory frameworks through a unified issuing structure across Asia.
Market-ready infrastructure
Expand into new countries without rebuilding your card stack market by market.
Predictable operational standards
Scale regionally with consistent compliance and settlement coordination.
Wallet-ready cards for everyday spend



Token Service
We also support tokenization for virtual cards, physical cards, wearable rings and in-app provisioning.
Frequently Asked Questions
Am I able to launch a card program across multiple markets?
Yes. We focus primarily on the APAC region with more jurisdictions being included soon. Working with one issuer to launch your GTM strategy across multiple markets removes the need to find local partners in every country.
Does StraitsX offer support for both Virtual and Physical cards?
Yes. We provide a full-stack solution including instant virtual card issuance for immediate use and high-quality, 100% custom-branded physical cards for global merchant acceptance.
Can users add their cards to mobile wallets like Apple Pay or Google Pay?
Yes. We offer support for both, backed by advanced tokenization capabilities. This allows your cards to be used instantly via digital wallets like Apple Pay or Google Pay or via unique wearables like rings and watchstraps.
What is the typical lead time to go-to-market with a StraitsX card program?
By utilizing our Visa BIN sponsorship, you can launch your StraitsX cards program in 12–14 weeks. This timeline reflects our commitment to rigorous regulatory alignment, ensuring your program is built on a strong, compliant foundation, while significantly reducing the multi-year process typically required to secure independent licensing and scheme approvals.
How does the stablecoin settlement flow work?
Card merchants set up a StraitsX account with stablecoin support. When a user spends via the Visa network, the funds are drawn from the stablecoin reserves you maintain with us. This creates optimized treasury flows with 24/7 liquidity, eliminating traditional banking delays.



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