Stablecoin-backed card issuer in Asia

Launch regulated stablecoin debit cards powered by VISA rails and 1:1 fiat to stablecoin settlement

What is a stablecoin-backed card?

A stablecoin-backed card program uses stablecoins as the underlying settlement layer while operating on established card networks. Transactions are converted into the required network currency within the issuing framework, linking digital asset treasury operations with regulated payment rails.

Card programs built for internet-native money

  • Used by leading crypto wallet and payment platforms

    Trusted by crypto-native platforms operating across multiple markets, stablecoin settlement enables card programs to maintain consistent liquidity without being constrained by local banking hours.

  • Designed for high-volume cross-border card programs

    With funds able to move 24/7 across borders, stablecoin settlement helps high-volume programs avoid banking cut-off delays while improving treasury coordination at scale.

  • Built for global user bases, not single-market cards

    Prefunding in supported stablecoins enables programs to maintain liquidity across regions, while a unified treasury layer allows capital to be deployed flexibly as programs expand internationally.

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Monthly Transaction Volume
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Accepting Merchants Globally

Settlement via native-stablecoin rails

Settlement is supported across fiat and stablecoins, including XUSD and XSGD issued directly by StraitsX. Issuer-native rails enable 1:1 coordination without additional stablecoin handling fees.
XUSD cryptocurrency logo with white text inside a green circle.
XUSD
Stablecoin

Issuer-native settlement rail

Learn about XUSD

Blue circular logo with white letters 'XSGD' and two curved white lines above and below the text.
XSGD
Stablecoin

Issuer-native settlement rail

Learn about XSGD

USDC
Stablecoin

Third-party stablecoin support

USD
Fiat

Direct fiat prefunding

Flag of Singapore with red top half featuring a white crescent and five white stars, and a white bottom half.
SGD
Fiat

Direct fiat prefunding

Built on regulated stablecoin infrastructure in Singapore

We operate regulated digital asset infrastructure under Singapore’s compliance framework. Our card issuing stack is designed around safeguarding controls and institutional treasury standards

Licensed and regulated

Licensed and regulated by the Monetary Authority of Singapore

AML and anti-fraud controls

Transaction monitoring and onboarding safeguards

Settlement governance

Controlled treasury and safeguarding architecture

Card network compliance

Aligned with VISA program requirements

Card issuing across Asia

Our multi-BIN architecture allows card programs to expand across markets without rebuilding infrastructure, supporting regional coverage through a unified issuance stack.

How we help you scale across regions

Regional compliance coverage

Navigate fragmented regulatory frameworks through a unified issuing structure across Asia.

Market-ready infrastructure

Expand into new countries without rebuilding your card stack market by market.

Predictable operational standards

Scale regionally with consistent compliance and settlement coordination.

View Developer Docs

Wallet-ready cards for everyday spend

Cards your users can tap anywhere – StraitsX supports end-to-end card tokenization across major mobile and wearable wallets, allowing programs to deliver instant, wallet-ready cards to their users.

Token Service

We also support tokenization for virtual cards, physical cards, wearable rings and in-app provisioning.

Frequently Asked Questions

  • Am I able to launch a card program across multiple markets?

    Yes. We focus primarily on the APAC region with more jurisdictions being included soon. Working with one issuer to launch your GTM strategy across multiple markets removes the need to find local partners in every country.

  • Does StraitsX offer support for both Virtual and Physical cards?

    Yes. We provide a full-stack solution including instant virtual card issuance for immediate use and high-quality, 100% custom-branded physical cards for global merchant acceptance.

  • Can users add their cards to mobile wallets like Apple Pay or Google Pay?

    Yes. We offer support for both, backed by advanced tokenization capabilities. This allows your cards to be used instantly via digital wallets like Apple Pay or Google Pay or via unique wearables like rings and watchstraps.

  • What is the typical lead time to go-to-market with a StraitsX card program?

    By utilizing our Visa BIN sponsorship, you can launch your StraitsX cards program in 12–14 weeks. This timeline reflects our commitment to rigorous regulatory alignment, ensuring your program is built on a strong, compliant foundation, while significantly reducing the multi-year process typically required to secure independent licensing and scheme approvals.

  • How does the stablecoin settlement flow work?

    Card merchants set up a StraitsX account with stablecoin support. When a user spends via the Visa network, the funds are drawn from the stablecoin reserves you maintain with us. This creates optimized treasury flows with 24/7 liquidity, eliminating traditional banking delays.

  • Scale faster with stablecoin infrastructure that works.

    StraitsX is here to help you simplify settlements, reduce costs, and unlock new markets.
    Speak with us